Call reports 2005
BOELUS STATE BANK — 2005
What BOELUS STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 11,092,000 | 10,601,000 | 10,711,000 | 10,709,000 |
| Total loans | 5,868,000 | 5,820,000 | 6,180,000 | 5,571,000 |
| Allowance for loan losses | 168,000 | 168,000 | 168,000 | 188,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 400,000 | 400,000 | 400,000 | 400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,619,000 | 9,093,000 | 9,161,000 | 9,193,000 |
| Interest-bearing deposits | 8,252,000 | 7,947,000 | 7,998,000 | 8,056,000 |
| Noninterest-bearing deposits | 1,367,000 | 1,146,000 | 1,163,000 | 1,137,000 |
| Equity capital | 1,429,000 | 1,458,000 | 1,490,000 | 1,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 124,000 | 257,000 | 401,000 | 551,000 |
| Interest expense | 46,000 | 97,000 | 150,000 | 208,000 |
| Net interest income | 78,000 | 160,000 | 251,000 | 343,000 |
| Noninterest income | 7,000 | 11,000 | 15,000 | 34,000 |
| Noninterest expense | 41,000 | 85,000 | 134,000 | 213,000 |
| Provision for loan losses | 0 | 0 | 0 | 39,000 |
| Pretax income | 44,000 | 86,000 | 132,000 | 125,000 |
| Income tax | 13,000 | 25,000 | 39,000 | 35,000 |
| Net income | 31,000 | 61,000 | 93,000 | 90,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,429,000 | 1,458,000 | 1,490,000 | 1,467,000 |
| Total capital | 1,514,000 | 1,542,000 | 1,578,000 | 1,548,000 |
| Risk-weighted assets | 6,743,000 | 6,618,000 | 6,921,000 | 6,391,000 |