Call reports 2003
BOELUS STATE BANK — 2003
What BOELUS STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 10,188,000 | 10,245,000 | 10,318,000 | 10,140,000 |
| Total loans | 5,815,000 | 6,008,000 | 6,600,000 | 5,991,000 |
| Allowance for loan losses | 148,000 | 147,000 | 148,000 | 147,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 400,000 | 400,000 | 400,000 | 400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,823,000 | 8,862,000 | 8,916,000 | 8,758,000 |
| Interest-bearing deposits | 7,849,000 | 7,915,000 | 7,987,000 | 7,913,000 |
| Noninterest-bearing deposits | 974,000 | 947,000 | 929,000 | 845,000 |
| Equity capital | 1,319,000 | 1,339,000 | 1,359,000 | 1,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 120,000 | 238,000 | 363,000 | 481,000 |
| Interest expense | 57,000 | 111,000 | 161,000 | 208,000 |
| Net interest income | 63,000 | 127,000 | 202,000 | 273,000 |
| Noninterest income | 7,000 | 12,000 | 17,000 | 41,000 |
| Noninterest expense | 38,000 | 79,000 | 131,000 | 222,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 32,000 | 60,000 | 88,000 | 92,000 |
| Income tax | 8,000 | 16,000 | 24,000 | 18,000 |
| Net income | 24,000 | 44,000 | 64,000 | 74,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,319,000 | 1,339,000 | 1,359,000 | 1,348,000 |
| Total capital | 1,400,000 | 1,422,000 | 1,448,000 | 1,432,000 |
| Risk-weighted assets | 6,385,000 | 6,615,000 | 7,072,000 | 6,620,000 |