Call reports 2025
FIRST STATE BANK — 2025
What FIRST STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 133,880,000 | 131,136,000 | 130,455,000 | 146,478,000 |
| Total loans | 32,608,000 | 33,356,000 | 37,552,000 | 38,197,000 |
| Allowance for loan losses | 792,000 | 788,000 | 819,000 | 910,000 |
| Securities available for sale | 59,002,000 | 59,217,000 | 64,045,000 | 67,020,000 |
| Securities held to maturity | 17,274,000 | 15,188,000 | 14,022,000 | 14,014,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,505,000 | 123,407,000 | 121,204,000 | 137,174,000 |
| Interest-bearing deposits | 112,349,000 | 109,873,000 | 108,007,000 | 123,072,000 |
| Noninterest-bearing deposits | 14,156,000 | 13,534,000 | 13,197,000 | 14,102,000 |
| Equity capital | 6,723,000 | 7,063,000 | 8,561,000 | 8,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,228,000 | 2,506,000 | 3,814,000 | 5,166,000 |
| Interest expense | 512,000 | 1,040,000 | 1,560,000 | 2,058,000 |
| Net interest income | 716,000 | 1,466,000 | 2,254,000 | 3,108,000 |
| Noninterest income | 127,000 | 269,000 | 420,000 | 558,000 |
| Noninterest expense | 553,000 | 1,149,000 | 1,718,000 | 2,796,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 125,000 |
| Pretax income | 290,000 | 586,000 | 926,000 | 745,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 290,000 | 586,000 | 926,000 | 745,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,928,000 | 16,125,000 | 16,414,000 | 16,183,000 |