Call reports 2020
FIRST STATE BANK — 2020
What FIRST STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 94,285,000 | 98,659,000 | 100,575,000 | 109,774,000 |
| Total loans | 26,038,000 | 28,486,000 | 28,452,000 | 27,556,000 |
| Allowance for loan losses | 697,000 | 710,000 | 710,000 | 711,000 |
| Securities available for sale | 31,756,000 | 34,291,000 | 38,696,000 | 42,840,000 |
| Securities held to maturity | 15,855,000 | 18,183,000 | 18,017,000 | 20,865,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,902,000 | 84,122,000 | 86,036,000 | 95,607,000 |
| Interest-bearing deposits | 68,287,000 | 71,833,000 | 73,573,000 | 82,334,000 |
| Noninterest-bearing deposits | 11,615,000 | 12,289,000 | 12,463,000 | 13,273,000 |
| Equity capital | 14,009,000 | 14,166,000 | 14,132,000 | 13,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 852,000 | 1,638,000 | 2,337,000 | 3,025,000 |
| Interest expense | 115,000 | 232,000 | 346,000 | 450,000 |
| Net interest income | 737,000 | 1,406,000 | 1,991,000 | 2,575,000 |
| Noninterest income | 105,000 | 216,000 | 333,000 | 449,000 |
| Noninterest expense | 444,000 | 912,000 | 1,394,000 | 2,307,000 |
| Provision for loan losses | -480,000 | -480,000 | -480,000 | -480,000 |
| Pretax income | 878,000 | 1,190,000 | 1,410,000 | 1,197,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 878,000 | 1,190,000 | 1,410,000 | 1,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,930,000 | 14,142,000 | 14,262,000 | 13,949,000 |
| Total capital | 14,481,000 | — | — | — |
| Risk-weighted assets | 43,907,000 | — | — | — |