Call reports 2019
FIRST STATE BANK — 2019
What FIRST STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 99,700,000 | 96,187,000 | 91,862,000 | 99,792,000 |
| Total loans | 28,928,000 | 29,237,000 | 29,275,000 | 27,310,000 |
| Allowance for loan losses | 753,000 | 751,000 | 754,000 | 1,172,000 |
| Securities available for sale | 42,581,000 | 44,264,000 | 36,297,000 | 41,601,000 |
| Securities held to maturity | 16,425,000 | 15,567,000 | 14,975,000 | 14,652,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,149,000 | 80,332,000 | 76,134,000 | 86,632,000 |
| Interest-bearing deposits | 70,517,000 | 66,628,000 | 61,807,000 | 71,931,000 |
| Noninterest-bearing deposits | 15,632,000 | 13,704,000 | 14,327,000 | 14,701,000 |
| Equity capital | 13,168,000 | 15,090,000 | 15,342,000 | 12,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 924,000 | 1,849,000 | 2,625,000 | 3,474,000 |
| Interest expense | 107,000 | 217,000 | 327,000 | 439,000 |
| Net interest income | 817,000 | 1,632,000 | 2,298,000 | 3,035,000 |
| Noninterest income | 100,000 | 206,000 | 315,000 | 414,000 |
| Noninterest expense | 422,000 | 904,000 | 1,352,000 | 2,317,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,380,000 |
| Pretax income | 495,000 | 934,000 | 1,254,000 | -1,255,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 495,000 | 934,000 | 1,254,000 | -1,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,202,000 | 15,415,000 | 15,661,000 | 13,152,000 |
| Total capital | 15,793,000 | 15,996,000 | 16,246,000 | 13,622,000 |
| Risk-weighted assets | 47,153,000 | 46,270,000 | 46,618,000 | 36,882,000 |