Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 100,961,000 | 97,282,000 | 92,383,000 | 96,737,000 |
| Total loans | 21,080,000 | 22,177,000 | 22,157,000 | 23,496,000 |
| Allowance for loan losses | 717,000 | 717,000 | 551,000 | 631,000 |
| Securities available for sale | 51,027,000 | 46,489,000 | 45,446,000 | 43,241,000 |
| Securities held to maturity | 14,037,000 | 15,428,000 | 15,760,000 | 16,008,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,376,000 | 82,383,000 | 77,258,000 | 84,586,000 |
| Interest-bearing deposits | 73,951,000 | 71,043,000 | 66,236,000 | 73,530,000 |
| Noninterest-bearing deposits | 12,425,000 | 11,340,000 | 11,022,000 | 11,056,000 |
| Equity capital | 14,379,000 | 14,668,000 | 14,870,000 | 11,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 918,000 | 1,918,000 | 2,780,000 | 3,595,000 |
| Interest expense | 146,000 | 289,000 | 417,000 | 518,000 |
| Net interest income | 772,000 | 1,629,000 | 2,363,000 | 3,077,000 |
| Noninterest income | 110,000 | 222,000 | 358,000 | 472,000 |
| Noninterest expense | 492,000 | 990,000 | 1,518,000 | 2,478,000 |
| Provision for loan losses | 0 | 0 | 0 | 87,000 |
| Pretax income | 390,000 | 861,000 | 1,203,000 | 984,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 390,000 | 861,000 | 1,203,000 | 984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,400,000 | 14,689,000 | 14,913,000 | 14,245,000 |
| Total capital | 14,906,000 | 15,203,000 | 15,416,000 | 14,781,000 |
| Risk-weighted assets | 40,256,000 | 40,924,000 | 40,172,000 | 42,782,000 |