Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 103,978,000 | 97,633,000 | 95,981,000 | 101,976,000 |
| Total loans | 19,087,000 | 20,716,000 | 20,944,000 | 21,008,000 |
| Allowance for loan losses | 741,000 | 741,000 | 739,000 | 718,000 |
| Securities available for sale | 55,940,000 | 56,058,000 | 51,110,000 | 50,949,000 |
| Securities held to maturity | 14,123,000 | 14,315,000 | 14,072,000 | 14,054,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,892,000 | 84,727,000 | 81,642,000 | 88,386,000 |
| Interest-bearing deposits | 75,730,000 | 71,205,000 | 69,383,000 | 75,267,000 |
| Noninterest-bearing deposits | 14,162,000 | 13,522,000 | 12,259,000 | 13,119,000 |
| Equity capital | 13,989,000 | 12,776,000 | 14,184,000 | 13,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 926,000 | 1,851,000 | 2,770,000 | 3,676,000 |
| Interest expense | 145,000 | 290,000 | 430,000 | 570,000 |
| Net interest income | 781,000 | 1,561,000 | 2,340,000 | 3,106,000 |
| Noninterest income | 110,000 | 221,000 | 340,000 | 451,000 |
| Noninterest expense | 461,000 | 981,000 | 1,466,000 | 2,455,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 430,000 | 801,000 | 1,212,000 | 1,100,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 430,000 | 801,000 | 1,212,000 | 1,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,240,000 | 14,411,000 | 14,722,000 | 14,110,000 |
| Total capital | 14,761,000 | 14,913,000 | 15,217,000 | 14,619,000 |
| Risk-weighted assets | 41,492,000 | 39,888,000 | 39,354,000 | 40,532,000 |