Call reports 2014
FIRST STATE BANK — 2014
What FIRST STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 100,104,000 | 94,569,000 | 93,603,000 | 101,687,000 |
| Total loans | 21,926,000 | 23,593,000 | 22,863,000 | 22,066,000 |
| Allowance for loan losses | 743,000 | 731,000 | 735,000 | 742,000 |
| Securities available for sale | 43,512,000 | 46,855,000 | 46,940,000 | 49,279,000 |
| Securities held to maturity | 12,840,000 | 12,961,000 | 13,769,000 | 13,752,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,607,000 | 82,875,000 | 81,239,000 | 88,624,000 |
| Interest-bearing deposits | 77,351,000 | 70,392,000 | 67,866,000 | 74,374,000 |
| Noninterest-bearing deposits | 12,256,000 | 12,483,000 | 13,372,000 | 14,250,000 |
| Equity capital | 10,480,000 | 11,658,000 | 12,299,000 | 12,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 997,000 | 1,910,000 | 2,835,000 | 3,765,000 |
| Interest expense | 166,000 | 329,000 | 476,000 | 615,000 |
| Net interest income | 831,000 | 1,581,000 | 2,359,000 | 3,150,000 |
| Noninterest income | 109,000 | 229,000 | 351,000 | 475,000 |
| Noninterest expense | 449,000 | 993,000 | 1,479,000 | 2,506,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 491,000 | 817,000 | 1,231,000 | 1,119,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 491,000 | 817,000 | 1,231,000 | 1,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,181,000 | 14,307,000 | 14,621,000 | 13,910,000 |
| Total capital | 14,685,000 | 14,812,000 | 15,127,000 | 14,423,000 |
| Risk-weighted assets | 40,072,000 | 40,148,000 | 40,239,000 | 40,837,000 |