Call reports 2013
FIRST STATE BANK — 2013
What FIRST STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 92,224,000 | 90,261,000 | 87,926,000 | 97,564,000 |
| Total loans | 22,271,000 | 21,899,000 | 22,487,000 | 22,803,000 |
| Allowance for loan losses | 723,000 | 721,000 | 726,000 | 724,000 |
| Securities available for sale | 46,426,000 | 44,362,000 | 42,182,000 | 41,670,000 |
| Securities held to maturity | 12,380,000 | 12,863,000 | 12,875,000 | 12,858,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,051,000 | 77,968,000 | 77,516,000 | 88,301,000 |
| Interest-bearing deposits | 67,619,000 | 67,986,000 | 66,578,000 | 75,791,000 |
| Noninterest-bearing deposits | 10,432,000 | 9,982,000 | 10,938,000 | 12,510,000 |
| Equity capital | 14,156,000 | 12,278,000 | 10,394,000 | 9,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 894,000 | 1,799,000 | 2,696,000 | 3,599,000 |
| Interest expense | 167,000 | 331,000 | 486,000 | 643,000 |
| Net interest income | 727,000 | 1,468,000 | 2,210,000 | 2,956,000 |
| Noninterest income | 112,000 | 231,000 | 347,000 | 489,000 |
| Noninterest expense | 448,000 | 917,000 | 1,377,000 | 2,302,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 391,000 | 782,000 | 1,180,000 | 1,143,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 391,000 | 782,000 | 1,180,000 | 1,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,938,000 | 14,129,000 | 14,426,000 | 13,790,000 |
| Total capital | 14,406,000 | 14,597,000 | 14,894,000 | 14,283,000 |
| Risk-weighted assets | 36,621,000 | 36,851,000 | 37,206,000 | 39,186,000 |