Call reports 2012
FIRST STATE BANK — 2012
What FIRST STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 92,916,000 | 91,310,000 | 88,442,000 | 94,736,000 |
| Total loans | 22,676,000 | 23,529,000 | 23,202,000 | 23,234,000 |
| Allowance for loan losses | 730,000 | 729,000 | 734,000 | 733,000 |
| Securities available for sale | 44,823,000 | 42,826,000 | 50,559,000 | 45,657,000 |
| Securities held to maturity | 7,336,000 | 7,334,000 | 8,874,000 | 11,893,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,989,000 | 76,567,000 | 73,794,000 | 80,619,000 |
| Interest-bearing deposits | 69,637,000 | 67,782,000 | 64,799,000 | 70,220,000 |
| Noninterest-bearing deposits | 9,352,000 | 8,785,000 | 8,995,000 | 10,399,000 |
| Equity capital | 13,904,000 | 14,723,000 | 14,629,000 | 14,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 930,000 | 1,886,000 | 2,808,000 | 3,725,000 |
| Interest expense | 194,000 | 374,000 | 546,000 | 716,000 |
| Net interest income | 736,000 | 1,512,000 | 2,262,000 | 3,009,000 |
| Noninterest income | 116,000 | 266,000 | 379,000 | 484,000 |
| Noninterest expense | 452,000 | 922,000 | 1,444,000 | 2,387,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 400,000 | 856,000 | 1,197,000 | 1,106,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 400,000 | 856,000 | 1,197,000 | 1,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,841,000 | 14,097,000 | 14,338,000 | 13,647,000 |
| Total capital | 14,304,000 | 14,557,000 | 14,791,000 | 14,123,000 |
| Risk-weighted assets | 36,424,000 | 36,127,000 | 35,573,000 | 37,818,000 |