Call reports 2010
FIRST STATE BANK — 2010
What FIRST STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 80,939,000 | 79,269,000 | 79,482,000 | 84,529,000 |
| Total loans | 25,149,000 | 24,822,000 | 25,544,000 | 25,651,000 |
| Allowance for loan losses | 784,000 | 715,000 | 741,000 | 753,000 |
| Securities available for sale | 42,194,000 | 36,127,000 | 37,738,000 | 37,659,000 |
| Securities held to maturity | 1,699,000 | 2,861,000 | 6,527,000 | 7,440,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,090,000 | 64,786,000 | 64,587,000 | 71,397,000 |
| Interest-bearing deposits | 57,074,000 | 55,792,000 | 55,051,000 | 61,797,000 |
| Noninterest-bearing deposits | 10,016,000 | 8,993,000 | 9,536,000 | 9,600,000 |
| Equity capital | 13,813,000 | 14,450,000 | 14,862,000 | 13,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,005,000 | 2,009,000 | 2,973,000 | 3,932,000 |
| Interest expense | 225,000 | 454,000 | 676,000 | 897,000 |
| Net interest income | 780,000 | 1,555,000 | 2,297,000 | 3,035,000 |
| Noninterest income | 118,000 | 233,000 | 349,000 | 484,000 |
| Noninterest expense | 442,000 | 899,000 | 1,325,000 | 2,227,000 |
| Provision for loan losses | 20,000 | 50,000 | 80,000 | 90,000 |
| Pretax income | 436,000 | 839,000 | 1,241,000 | 1,202,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 436,000 | 839,000 | 1,241,000 | 1,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,551,000 | 13,754,000 | 14,056,000 | 13,367,000 |
| Total capital | 13,986,000 | 14,188,000 | 14,521,000 | 13,848,000 |
| Risk-weighted assets | 34,159,000 | 34,437,000 | 36,520,000 | 37,831,000 |