Call reports 2009
FIRST STATE BANK — 2009
What FIRST STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 74,210,000 | 72,338,000 | 70,734,000 | 77,528,000 |
| Total loans | 24,036,000 | 25,546,000 | 25,112,000 | 25,497,000 |
| Allowance for loan losses | 693,000 | 738,000 | 773,000 | 752,000 |
| Securities available for sale | 36,383,000 | 37,776,000 | 37,616,000 | 35,782,000 |
| Securities held to maturity | 2,005,000 | 2,265,000 | 1,704,000 | 1,703,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,310,000 | 58,838,000 | 56,579,000 | 64,434,000 |
| Interest-bearing deposits | 51,667,000 | 49,927,000 | 47,160,000 | 54,457,000 |
| Noninterest-bearing deposits | 8,643,000 | 8,911,000 | 9,419,000 | 9,977,000 |
| Equity capital | 13,864,000 | 13,467,000 | 14,120,000 | 13,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 927,000 | 1,886,000 | 2,870,000 | 3,831,000 |
| Interest expense | 227,000 | 450,000 | 666,000 | 883,000 |
| Net interest income | 700,000 | 1,436,000 | 2,204,000 | 2,948,000 |
| Noninterest income | 109,000 | 231,000 | 351,000 | 472,000 |
| Noninterest expense | 433,000 | 901,000 | 1,375,000 | 2,366,000 |
| Provision for loan losses | 20,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 356,000 | 716,000 | 1,130,000 | 1,004,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 356,000 | 716,000 | 1,130,000 | 1,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,467,000 | 13,627,000 | 13,941,000 | 13,216,000 |
| Total capital | 13,882,000 | 14,057,000 | 14,354,000 | 13,653,000 |
| Risk-weighted assets | 32,653,000 | 33,837,000 | 32,717,000 | 34,425,000 |