Call reports 2008
FIRST STATE BANK — 2008
What FIRST STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 68,220,000 | 70,692,000 | 66,943,000 | 71,978,000 |
| Total loans | 25,562,000 | 25,482,000 | 25,284,000 | 25,157,000 |
| Allowance for loan losses | 633,000 | 652,000 | 654,000 | 670,000 |
| Securities available for sale | 30,729,000 | 31,534,000 | 30,723,000 | 32,478,000 |
| Securities held to maturity | 1,681,000 | 1,606,000 | 2,007,000 | 2,005,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,942,000 | 56,911,000 | 52,652,000 | 57,951,000 |
| Interest-bearing deposits | 45,040,000 | 48,040,000 | 44,791,000 | 48,851,000 |
| Noninterest-bearing deposits | 8,901,000 | 8,871,000 | 7,862,000 | 9,100,000 |
| Equity capital | 14,227,000 | 13,737,000 | 14,250,000 | 13,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 984,000 | 1,968,000 | 2,960,000 | 3,907,000 |
| Interest expense | 267,000 | 525,000 | 767,000 | 993,000 |
| Net interest income | 717,000 | 1,443,000 | 2,193,000 | 2,914,000 |
| Noninterest income | 121,000 | 241,000 | 376,000 | 512,000 |
| Noninterest expense | 442,000 | 880,000 | 1,339,000 | 2,267,000 |
| Provision for loan losses | 0 | 0 | 0 | 28,000 |
| Pretax income | 396,000 | 804,000 | 1,230,000 | 1,131,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 396,000 | 804,000 | 1,230,000 | 1,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,476,000 | 13,684,000 | 14,009,000 | 13,211,000 |
| Total capital | 13,882,000 | 14,089,000 | 14,406,000 | 13,617,000 |
| Risk-weighted assets | 32,016,000 | 32,159,000 | 31,207,000 | 31,894,000 |