Call reports 2007
FIRST STATE BANK — 2007
What FIRST STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 67,340,000 | 65,289,000 | 63,952,000 | 67,639,000 |
| Total loans | 23,594,000 | 24,516,000 | 24,661,000 | 25,308,000 |
| Allowance for loan losses | 611,000 | 608,000 | 609,000 | 621,000 |
| Securities available for sale | 30,770,000 | 32,519,000 | 32,972,000 | 30,789,000 |
| Securities held to maturity | 1,678,000 | 1,527,000 | 1,527,000 | 1,481,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,973,000 | 52,000,000 | 49,938,000 | 54,081,000 |
| Interest-bearing deposits | 45,644,000 | 43,545,000 | 41,038,000 | 45,422,000 |
| Noninterest-bearing deposits | 8,329,000 | 8,455,000 | 8,900,000 | 8,659,000 |
| Equity capital | 13,313,000 | 13,235,000 | 13,964,000 | 13,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 964,000 | 1,943,000 | 2,902,000 | 3,884,000 |
| Interest expense | 245,000 | 504,000 | 760,000 | 1,025,000 |
| Net interest income | 719,000 | 1,439,000 | 2,142,000 | 2,859,000 |
| Noninterest income | 114,000 | 236,000 | 356,000 | 476,000 |
| Noninterest expense | 420,000 | 886,000 | 1,330,000 | 2,194,000 |
| Provision for loan losses | 0 | 0 | 0 | 43,000 |
| Pretax income | 413,000 | 789,000 | 1,168,000 | 1,098,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 413,000 | 789,000 | 1,168,000 | 1,098,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,491,000 | 13,667,000 | 13,946,000 | 13,177,000 |
| Total capital | 13,871,000 | 14,048,000 | 14,326,000 | 13,579,000 |
| Risk-weighted assets | 30,167,000 | 30,277,000 | 30,149,000 | 31,975,000 |