Call reports 2006
FIRST STATE BANK — 2006
What FIRST STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 64,607,000 | 60,694,000 | 60,195,000 | 66,061,000 |
| Total loans | 21,747,000 | 22,644,000 | 23,083,000 | 23,321,000 |
| Allowance for loan losses | 647,000 | 629,000 | 598,000 | 587,000 |
| Securities available for sale | 31,434,000 | 31,165,000 | 30,529,000 | 30,232,000 |
| Securities held to maturity | 2,050,000 | 1,850,000 | 1,849,000 | 1,679,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,585,000 | 47,770,000 | 46,589,000 | 53,050,000 |
| Interest-bearing deposits | 42,872,000 | 39,474,000 | 38,463,000 | 44,681,000 |
| Noninterest-bearing deposits | 8,713,000 | 8,296,000 | 8,126,000 | 8,369,000 |
| Equity capital | 12,964,000 | 12,893,000 | 13,563,000 | 12,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 885,000 | 1,799,000 | 2,710,000 | 3,573,000 |
| Interest expense | 176,000 | 364,000 | 556,000 | 764,000 |
| Net interest income | 709,000 | 1,435,000 | 2,154,000 | 2,809,000 |
| Noninterest income | 127,000 | 256,000 | 381,000 | 512,000 |
| Noninterest expense | 421,000 | 843,000 | 1,277,000 | 2,120,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 415,000 | 791,000 | 1,201,000 | 1,104,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 415,000 | 791,000 | 1,201,000 | 1,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,465,000 | 13,665,000 | 13,975,000 | 13,178,000 |
| Total capital | 13,814,000 | 14,015,000 | 14,330,000 | 13,539,000 |
| Risk-weighted assets | 27,656,000 | 27,710,000 | 28,188,000 | 28,691,000 |