Call reports 2005
FIRST STATE BANK — 2005
What FIRST STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 66,590,000 | 64,451,000 | 62,984,000 | 64,630,000 |
| Total loans | 24,224,000 | 22,859,000 | 22,925,000 | 21,941,000 |
| Allowance for loan losses | 630,000 | 617,000 | 669,000 | 639,000 |
| Securities available for sale | 29,391,000 | 31,116,000 | 31,428,000 | 31,124,000 |
| Securities held to maturity | 4,731,000 | 3,012,000 | 2,264,000 | 2,051,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,531,000 | 50,159,000 | 48,543,000 | 51,738,000 |
| Interest-bearing deposits | 45,103,000 | 42,280,000 | 39,606,000 | 42,320,000 |
| Noninterest-bearing deposits | 7,428,000 | 7,879,000 | 8,936,000 | 9,418,000 |
| Equity capital | 13,768,000 | 14,240,000 | 14,385,000 | 12,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 909,000 | 1,831,000 | 2,753,000 | 3,612,000 |
| Interest expense | 145,000 | 297,000 | 458,000 | 619,000 |
| Net interest income | 764,000 | 1,534,000 | 2,295,000 | 2,993,000 |
| Noninterest income | 150,000 | 275,000 | 396,000 | 501,000 |
| Noninterest expense | 431,000 | 875,000 | 1,312,000 | 2,105,000 |
| Provision for loan losses | 0 | 0 | 0 | 52,000 |
| Pretax income | 485,000 | 936,000 | 1,382,000 | 1,339,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 485,000 | 936,000 | 1,382,000 | 1,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,796,000 | 14,047,000 | 14,392,000 | 13,150,000 |
| Total capital | 14,189,000 | 14,427,000 | 14,761,000 | 13,526,000 |
| Risk-weighted assets | 31,196,000 | 30,171,000 | 29,187,000 | 29,802,000 |