Call reports 2004
FIRST STATE BANK — 2004
What FIRST STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 67,218,000 | 66,783,000 | 62,032,000 | 64,888,000 |
| Total loans | 21,713,000 | 22,770,000 | 23,552,000 | 23,021,000 |
| Allowance for loan losses | 628,000 | 614,000 | 606,000 | 618,000 |
| Securities available for sale | 26,251,000 | 29,806,000 | 29,786,000 | 26,499,000 |
| Securities held to maturity | 8,546,000 | 6,683,000 | 5,090,000 | 4,717,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,782,000 | 52,932,000 | 47,376,000 | 51,357,000 |
| Interest-bearing deposits | 43,726,000 | 44,379,000 | 40,517,000 | 43,743,000 |
| Noninterest-bearing deposits | 9,056,000 | 8,553,000 | 6,859,000 | 7,614,000 |
| Equity capital | 14,088,000 | 13,758,000 | 14,594,000 | 13,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 914,000 | 1,820,000 | 2,738,000 | 3,628,000 |
| Interest expense | 151,000 | 301,000 | 448,000 | 588,000 |
| Net interest income | 763,000 | 1,519,000 | 2,290,000 | 3,040,000 |
| Noninterest income | 113,000 | 238,000 | 356,000 | 464,000 |
| Noninterest expense | 384,000 | 781,000 | 1,226,000 | 2,059,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 492,000 | 976,000 | 1,420,000 | 1,404,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 492,000 | 976,000 | 1,420,000 | 1,404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,599,000 | 13,883,000 | 14,227,000 | 13,411,000 |
| Total capital | 13,960,000 | 14,259,000 | 14,606,000 | 13,789,000 |
| Risk-weighted assets | 28,579,000 | 29,848,000 | 30,072,000 | 30,016,000 |