Call reports 2003
FIRST STATE BANK — 2003
What FIRST STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 63,940,000 | 67,338,000 | 62,219,000 | 64,700,000 |
| Total loans | 22,761,000 | 21,851,000 | 21,698,000 | 22,418,000 |
| Allowance for loan losses | 650,000 | 652,000 | 606,000 | 624,000 |
| Securities available for sale | 15,941,000 | 17,527,000 | 23,103,000 | 23,027,000 |
| Securities held to maturity | 16,925,000 | 14,341,000 | 11,342,000 | 9,729,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,894,000 | 52,933,000 | 47,925,000 | 50,747,000 |
| Interest-bearing deposits | 43,064,000 | 45,268,000 | 40,723,000 | 42,390,000 |
| Noninterest-bearing deposits | 6,830,000 | 7,665,000 | 7,202,000 | 8,358,000 |
| Equity capital | 13,665,000 | 14,044,000 | 13,939,000 | 13,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 915,000 | 1,878,000 | 2,740,000 | 3,642,000 |
| Interest expense | 193,000 | 377,000 | 540,000 | 689,000 |
| Net interest income | 722,000 | 1,501,000 | 2,200,000 | 2,953,000 |
| Noninterest income | 130,000 | 242,000 | 366,000 | 479,000 |
| Noninterest expense | 340,000 | 743,000 | 1,175,000 | 1,947,000 |
| Provision for loan losses | 0 | 0 | 0 | 55,000 |
| Pretax income | 513,000 | 1,001,000 | 1,393,000 | 1,431,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 513,000 | 1,001,000 | 1,393,000 | 1,431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,989,000 | 13,277,000 | 13,568,000 | 13,207,000 |
| Total capital | 13,345,000 | 13,624,000 | 13,905,000 | 13,561,000 |
| Risk-weighted assets | 28,200,000 | 27,461,000 | 26,715,000 | 28,055,000 |