Call reports 2002
FIRST STATE BANK — 2002
What FIRST STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 61,450,000 | 58,095,000 | 57,982,000 | 62,205,000 |
| Total loans | 19,890,000 | 20,430,000 | 21,527,000 | 22,558,000 |
| Allowance for loan losses | 638,000 | 655,000 | 638,000 | 628,000 |
| Securities available for sale | 15,075,000 | 12,736,000 | 12,469,000 | 12,417,000 |
| Securities held to maturity | 17,481,000 | 18,721,000 | 19,218,000 | 18,970,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,214,000 | 44,354,000 | 43,728,000 | 48,595,000 |
| Interest-bearing deposits | 41,863,000 | 38,274,000 | 37,674,000 | 41,610,000 |
| Noninterest-bearing deposits | 6,351,000 | 6,080,000 | 6,053,000 | 6,985,000 |
| Equity capital | 12,750,000 | 13,283,000 | 13,828,000 | 13,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 955,000 | 1,903,000 | 2,839,000 | 3,778,000 |
| Interest expense | 244,000 | 471,000 | 684,000 | 883,000 |
| Net interest income | 711,000 | 1,432,000 | 2,155,000 | 2,895,000 |
| Noninterest income | 225,000 | 343,000 | 465,000 | 587,000 |
| Noninterest expense | 361,000 | 742,000 | 1,172,000 | 2,036,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 575,000 | 1,033,000 | 1,448,000 | 1,448,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 575,000 | 1,033,000 | 1,448,000 | 1,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,402,000 | 12,810,000 | 13,125,000 | 12,576,000 |
| Total capital | 12,731,000 | 13,114,000 | 13,453,000 | 12,921,000 |
| Risk-weighted assets | 26,004,000 | 23,958,000 | 25,961,000 | 27,307,000 |