Call reports 2001
TEXAS GUARANTY BANK, NATIONAL ASSOCIATION — 2001
What TEXAS GUARANTY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 80,636,000 | 79,304,000 | 75,019,000 | 82,204,000 |
| Total loans | 51,909,000 | 53,372,000 | 52,572,000 | 59,729,000 |
| Allowance for loan losses | 405,000 | 405,000 | 426,000 | 650,000 |
| Securities available for sale | 18,431,000 | 17,052,000 | 15,743,000 | 14,220,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,916,000 | 57,530,000 | 57,017,000 | 62,935,000 |
| Interest-bearing deposits | 45,649,000 | 45,672,000 | 46,290,000 | 48,786,000 |
| Noninterest-bearing deposits | 10,267,000 | 11,858,000 | 10,727,000 | 14,149,000 |
| Equity capital | 9,225,000 | 9,236,000 | 9,387,000 | 9,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,609,000 | 3,160,000 | 4,615,000 | 6,013,000 |
| Interest expense | 834,000 | 1,587,000 | 2,217,000 | 2,748,000 |
| Net interest income | 775,000 | 1,573,000 | 2,398,000 | 3,265,000 |
| Noninterest income | 107,000 | 222,000 | 359,000 | 483,000 |
| Noninterest expense | 992,000 | 1,876,000 | 2,795,000 | 3,443,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 237,000 |
| Pretax income | -130,000 | -101,000 | -58,000 | 68,000 |
| Income tax | 15,000 | 39,000 | 60,000 | 0 |
| Net income | -145,000 | -140,000 | -118,000 | 68,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,754,000 | 8,759,000 | 8,781,000 | 8,967,000 |
| Total capital | 9,159,000 | 9,164,000 | 9,207,000 | 9,617,000 |
| Risk-weighted assets | 54,298,000 | 55,677,000 | 56,630,000 | 62,585,000 |