Call reports 2026
VALLEY STATE BANK — 2026
What VALLEY STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 171,678,000 | 169,492,000 |
| Total loans | 87,462,000 | 89,651,000 |
| Allowance for loan losses | 1,924,000 | 1,981,000 |
| Securities available for sale | 66,271,000 | 64,785,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 141,953,000 | 139,412,000 |
| Interest-bearing deposits | 116,182,000 | 114,105,000 |
| Noninterest-bearing deposits | 25,771,000 | 25,307,000 |
| Equity capital | 28,672,000 | 29,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,186,000 | 4,429,000 |
| Interest expense | 615,000 | 1,223,000 |
| Net interest income | 1,571,000 | 3,206,000 |
| Noninterest income | 102,000 | 209,000 |
| Noninterest expense | 933,000 | 1,860,000 |
| Provision for loan losses | -156,000 | -96,000 |
| Pretax income | 739,000 | 1,494,000 |
| Income tax | 165,000 | 335,000 |
| Net income | 574,000 | 1,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 31,741,000 | 32,326,000 |