Call report 2023Q4
VALLEY STATE BANK — 2023Q4
The 22 measures VALLEY STATE BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 152,450,000 | USD | evidence → |
| Total loans | 80,537,000 | USD | evidence → |
| Allowance for loan losses | 1,688,000 | USD | evidence → |
| Securities available for sale | 49,482,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 127,771,000 | USD | evidence → |
| Interest-bearing deposits | 104,865,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,906,000 | USD | evidence → |
| Equity capital | 24,343,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,523,000 | USD | evidence → |
| Interest expense | 1,487,000 | USD | evidence → |
| Net interest income | 6,036,000 | USD | evidence → |
| Noninterest income | 313,000 | USD | evidence → |
| Noninterest expense | 3,317,000 | USD | evidence → |
| Provision for loan losses | 235,000 | USD | evidence → |
| Pretax income | 2,797,000 | USD | evidence → |
| Income tax | 600,000 | USD | evidence → |
| Net income | 2,197,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,046,000 | USD | evidence → |