Call reports 2017
VALLEY STATE BANK — 2017
What VALLEY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 126,739,000 | 124,010,000 | 120,473,000 | 120,023,000 |
| Total loans | 50,054,000 | 52,569,000 | 54,061,000 | 53,553,000 |
| Allowance for loan losses | 989,000 | 990,000 | 992,000 | 994,000 |
| Securities available for sale | 65,147,000 | 65,067,000 | 60,357,000 | 57,783,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,505,000 | 103,430,000 | 99,577,000 | 99,367,000 |
| Interest-bearing deposits | 92,084,000 | 90,134,000 | 86,433,000 | 87,185,000 |
| Noninterest-bearing deposits | 14,421,000 | 13,296,000 | 13,144,000 | 12,182,000 |
| Equity capital | 19,971,000 | 20,338,000 | 20,593,000 | 20,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 956,000 | 1,991,000 | 3,032,000 | 4,064,000 |
| Interest expense | 114,000 | 246,000 | 379,000 | 511,000 |
| Net interest income | 842,000 | 1,745,000 | 2,653,000 | 3,553,000 |
| Noninterest income | 53,000 | 109,000 | 161,000 | 214,000 |
| Noninterest expense | 664,000 | 1,433,000 | 2,057,000 | 2,739,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 231,000 | 426,000 | 786,000 | 1,051,000 |
| Income tax | 52,000 | 91,000 | 192,000 | 359,000 |
| Net income | 179,000 | 335,000 | 594,000 | 692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,969,000 | 20,125,000 | 20,383,000 | 20,481,000 |
| Total capital | 20,607,000 | 20,793,000 | 21,058,000 | 21,157,000 |
| Risk-weighted assets | 50,698,000 | 53,079,000 | 53,720,000 | 53,767,000 |