Call report 2014Q4
VALLEY STATE BANK — 2014Q4
The 22 measures VALLEY STATE BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 124,316,000 | USD | evidence → |
| Total loans | 50,786,000 | USD | evidence → |
| Allowance for loan losses | 1,001,000 | USD | evidence → |
| Securities available for sale | 67,533,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 105,361,000 | USD | evidence → |
| Interest-bearing deposits | 91,275,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,086,000 | USD | evidence → |
| Equity capital | 18,696,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,645,000 | USD | evidence → |
| Interest expense | 549,000 | USD | evidence → |
| Net interest income | 3,096,000 | USD | evidence → |
| Noninterest income | 210,000 | USD | evidence → |
| Noninterest expense | 2,313,000 | USD | evidence → |
| Provision for loan losses | 40,000 | USD | evidence → |
| Pretax income | 957,000 | USD | evidence → |
| Income tax | 236,000 | USD | evidence → |
| Net income | 721,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,468,000 | USD | evidence → |
| Total capital | 19,268,000 | USD | evidence → |
| Risk-weighted assets | 63,760,000 | USD | evidence → |