Call report 2007Q4
VALLEY STATE BANK — 2007Q4
The 22 measures VALLEY STATE BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 110,053,000 | USD | evidence → |
| Total loans | 46,850,000 | USD | evidence → |
| Allowance for loan losses | 489,000 | USD | evidence → |
| Securities available for sale | 53,944,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 94,236,000 | USD | evidence → |
| Interest-bearing deposits | 88,589,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,647,000 | USD | evidence → |
| Equity capital | 15,303,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,491,000 | USD | evidence → |
| Interest expense | 3,934,000 | USD | evidence → |
| Net interest income | 2,557,000 | USD | evidence → |
| Noninterest income | 288,000 | USD | evidence → |
| Noninterest expense | 2,122,000 | USD | evidence → |
| Provision for loan losses | 70,000 | USD | evidence → |
| Pretax income | 650,000 | USD | evidence → |
| Income tax | 161,000 | USD | evidence → |
| Net income | 489,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,318,000 | USD | evidence → |
| Total capital | 15,807,000 | USD | evidence → |
| Risk-weighted assets | 60,540,000 | USD | evidence → |