Call reports 2002

VALLEY STATE BANK — 2002

Name: VALLEY STATE BANK — FFIEC call report 2002
Creator: VALLEY STATE BANK

What VALLEY STATE BANK reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/942dfd6e-e4f0-4c94-95a7-c3be325253f9/2002

Balance sheet

What the bank holds and owes at quarter end

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Total assets	110,292,000	109,585,000	105,043,000	104,611,000
Total loans	48,858,000	52,123,000	51,601,000	52,662,000
Allowance for loan losses	609,000	727,000	669,000	648,000
Securities available for sale	53,627,000	47,538,000	47,357,000	45,148,000
Securities held to maturity	50,000	50,000	0	0
Trading assets	0	0	0	0
Total deposits	99,649,000	97,824,000	92,059,000	91,779,000
Interest-bearing deposits	95,276,000	93,447,000	87,752,000	87,171,000
Noninterest-bearing deposits	4,373,000	4,377,000	4,307,000	4,608,000
Equity capital	10,005,000	11,016,000	11,963,000	11,940,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Interest income	1,720,000	3,434,000	5,055,000	6,525,000
Interest expense	948,000	1,825,000	2,630,000	3,379,000
Net interest income	772,000	1,609,000	2,425,000	3,146,000
Noninterest income	62,000	107,000	156,000	207,000
Noninterest expense	576,000	969,000	1,332,000	1,815,000
Provision for loan losses	12,000	12,000	12,000	12,000
Pretax income	269,000	799,000	1,364,000	1,748,000
Income tax	42,000	147,000	280,000	367,000
Net income	227,000	652,000	1,084,000	1,381,000

Basel measures — not reported for every quarter

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Tier 1 capital	9,988,000	10,414,000	10,847,000	11,144,000
Total capital	10,597,000	11,141,000	11,516,000	11,792,000
Risk-weighted assets	66,337,000	68,380,000	67,124,000	68,267,000