Call reports 2023
ANCHOR BANK — 2023
What ANCHOR BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 304,213,000 | 321,148,000 | 321,095,000 | 319,832,000 |
| Total loans | 241,705,000 | 252,285,000 | 260,672,000 | 263,502,000 |
| Allowance for loan losses | 1,411,000 | 1,396,000 | 1,350,000 | 1,440,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,193,000 | 15,133,000 | 13,154,000 | 13,129,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,451,000 | 223,500,000 | 219,420,000 | 226,586,000 |
| Interest-bearing deposits | 110,362,000 | 140,918,000 | 137,412,000 | 158,592,000 |
| Noninterest-bearing deposits | 85,089,000 | 82,582,000 | 82,008,000 | 67,994,000 |
| Equity capital | 23,958,000 | 25,724,000 | 26,458,000 | 26,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,543,000 | 7,395,000 | 11,648,000 | 16,220,000 |
| Interest expense | 1,087,000 | 2,407,000 | 3,974,000 | 5,931,000 |
| Net interest income | 2,456,000 | 4,988,000 | 7,674,000 | 10,289,000 |
| Noninterest income | 237,000 | 496,000 | 714,000 | 971,000 |
| Noninterest expense | 2,152,000 | 4,332,000 | 6,556,000 | 8,809,000 |
| Provision for loan losses | 0 | 70,000 | 147,000 | 266,000 |
| Pretax income | 541,000 | 1,082,000 | 1,685,000 | 2,185,000 |
| Income tax | 134,000 | 270,000 | 421,000 | 545,000 |
| Net income | 407,000 | 812,000 | 1,264,000 | 1,640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,798,000 | 26,570,000 | 27,319,000 | 27,617,000 |