Call reports 2019
ANCHOR BANK — 2019
What ANCHOR BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 136,471,000 | 145,214,000 | 143,227,000 | 136,672,000 |
| Total loans | 113,528,000 | 114,663,000 | 116,106,000 | 112,575,000 |
| Allowance for loan losses | 892,000 | 874,000 | 977,000 | 868,000 |
| Securities available for sale | 13,525,000 | 18,869,000 | 13,374,000 | 6,874,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,210,000 | 114,706,000 | 115,533,000 | 109,111,000 |
| Interest-bearing deposits | 88,210,000 | 95,579,000 | 94,373,000 | 83,908,000 |
| Noninterest-bearing deposits | 21,000,000 | 19,127,000 | 21,160,000 | 25,203,000 |
| Equity capital | 13,651,000 | 13,704,000 | 13,833,000 | 13,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,619,000 | 3,259,000 | 4,959,000 | 6,560,000 |
| Interest expense | 465,000 | 1,030,000 | 1,594,000 | 2,047,000 |
| Net interest income | 1,154,000 | 2,229,000 | 3,365,000 | 4,513,000 |
| Noninterest income | -56,000 | -23,000 | 7,000 | 33,000 |
| Noninterest expense | 1,107,000 | 2,329,000 | 3,415,000 | 4,615,000 |
| Provision for loan losses | -145,000 | -165,000 | -202,000 | -307,000 |
| Pretax income | 136,000 | 42,000 | 197,000 | 278,000 |
| Income tax | 33,000 | 6,000 | 43,000 | 60,000 |
| Net income | 103,000 | 36,000 | 154,000 | 218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,699,000 | 13,680,000 | 13,802,000 | 13,818,000 |
| Total capital | 14,591,000 | 14,554,000 | 14,779,000 | 14,686,000 |
| Risk-weighted assets | 112,698,000 | 114,053,000 | 117,590,000 | 114,754,000 |