Call reports 2018
ANCHOR BANK — 2018
What ANCHOR BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 131,049,000 | 127,517,000 | 124,932,000 | 129,424,000 |
| Total loans | 96,247,000 | 95,754,000 | 98,013,000 | 105,430,000 |
| Allowance for loan losses | 900,000 | 954,000 | 949,000 | 1,033,000 |
| Securities available for sale | 15,281,000 | 14,703,000 | 14,101,000 | 13,743,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,386,000 | 104,841,000 | 96,555,000 | 102,491,000 |
| Interest-bearing deposits | 88,386,000 | 84,820,000 | 78,623,000 | 84,439,000 |
| Noninterest-bearing deposits | 20,000,000 | 20,021,000 | 17,932,000 | 18,052,000 |
| Equity capital | 11,925,000 | 12,180,000 | 12,191,000 | 13,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,308,000 | 2,624,000 | 3,982,000 | 5,367,000 |
| Interest expense | 304,000 | 645,000 | 1,031,000 | 1,446,000 |
| Net interest income | 1,004,000 | 1,979,000 | 2,951,000 | 3,921,000 |
| Noninterest income | 33,000 | 462,000 | 489,000 | 2,135,000 |
| Noninterest expense | 1,032,000 | 2,039,000 | 3,006,000 | 4,190,000 |
| Provision for loan losses | -300,000 | -325,000 | -335,000 | -250,000 |
| Pretax income | 305,000 | 727,000 | 769,000 | 2,116,000 |
| Income tax | 75,000 | 178,000 | 185,000 | 458,000 |
| Net income | 230,000 | 549,000 | 584,000 | 1,658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,132,000 | 12,511,000 | 12,549,000 | 13,601,000 |
| Total capital | 13,032,000 | 13,465,000 | 13,498,000 | 14,634,000 |
| Risk-weighted assets | 97,341,000 | 97,332,000 | 99,138,000 | 105,790,000 |