Call reports 2016
ANCHOR BANK — 2016
What ANCHOR BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 108,408,000 | 105,304,000 | 110,031,000 | 116,071,000 |
| Total loans | 69,878,000 | 73,224,000 | 73,809,000 | 82,292,000 |
| Allowance for loan losses | 1,032,000 | 949,000 | 871,000 | 872,000 |
| Securities available for sale | 13,490,000 | 14,294,000 | 13,230,000 | 10,847,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,611,000 | 93,324,000 | 97,962,000 | 104,181,000 |
| Interest-bearing deposits | 80,090,000 | 75,973,000 | 80,079,000 | 88,265,000 |
| Noninterest-bearing deposits | 16,521,000 | 17,351,000 | 17,883,000 | 15,916,000 |
| Equity capital | 11,591,000 | 11,754,000 | 11,888,000 | 11,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,082,000 | 2,149,000 | 3,252,000 | 4,372,000 |
| Interest expense | 92,000 | 182,000 | 274,000 | 388,000 |
| Net interest income | 990,000 | 1,967,000 | 2,978,000 | 3,984,000 |
| Noninterest income | 15,000 | 33,000 | 81,000 | 94,000 |
| Noninterest expense | 944,000 | 1,848,000 | 2,745,000 | 3,609,000 |
| Provision for loan losses | 0 | -87,000 | -137,000 | -137,000 |
| Pretax income | 125,000 | 340,000 | 583,000 | 738,000 |
| Income tax | 48,000 | 130,000 | 223,000 | 282,000 |
| Net income | 77,000 | 210,000 | 360,000 | 456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,172,000 | 11,452,000 | 11,671,000 | 11,780,000 |
| Total capital | 12,046,000 | 12,370,000 | 12,542,000 | 12,652,000 |
| Risk-weighted assets | 69,550,000 | 73,320,000 | 74,887,000 | 83,175,000 |