Call reports 2015
ANCHOR BANK — 2015
What ANCHOR BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 104,159,000 | 106,739,000 | 105,501,000 | 109,764,000 |
| Total loans | 63,609,000 | 65,843,000 | 68,924,000 | 72,219,000 |
| Allowance for loan losses | 1,120,000 | 1,174,000 | 1,161,000 | 984,000 |
| Securities available for sale | 22,856,000 | 21,620,000 | 17,066,000 | 17,613,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,807,000 | 95,448,000 | 94,032,000 | 98,140,000 |
| Interest-bearing deposits | 79,955,000 | 82,459,000 | 81,377,000 | 83,217,000 |
| Noninterest-bearing deposits | 12,852,000 | 12,989,000 | 12,655,000 | 14,923,000 |
| Equity capital | 11,122,000 | 11,052,000 | 11,235,000 | 11,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,022,000 | 2,080,000 | 3,196,000 | 4,284,000 |
| Interest expense | 106,000 | 207,000 | 295,000 | 387,000 |
| Net interest income | 916,000 | 1,873,000 | 2,901,000 | 3,897,000 |
| Noninterest income | 306,000 | 323,000 | 364,000 | 597,000 |
| Noninterest expense | 919,000 | 1,758,000 | 2,713,000 | 3,662,000 |
| Provision for loan losses | 0 | 0 | 0 | -150,000 |
| Pretax income | 399,000 | 559,000 | 713,000 | 1,143,000 |
| Income tax | 152,000 | 213,000 | 273,000 | 437,000 |
| Net income | 247,000 | 346,000 | 440,000 | 706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,426,000 | 10,585,000 | 9,908,000 | 11,048,000 |
| Total capital | 11,222,000 | 11,404,000 | 10,772,000 | 11,943,000 |
| Risk-weighted assets | 64,027,000 | 65,272,000 | 68,341,000 | 71,267,000 |