Call reports 2014
ANCHOR BANK — 2014
What ANCHOR BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 104,954,000 | 105,802,000 | 102,471,000 | 102,739,000 |
| Total loans | 68,247,000 | 67,313,000 | 65,741,000 | 61,289,000 |
| Allowance for loan losses | 1,898,000 | 1,724,000 | 1,706,000 | 1,267,000 |
| Securities available for sale | 25,111,000 | 23,353,000 | 24,781,000 | 24,318,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,021,000 | 94,635,000 | 91,481,000 | 91,657,000 |
| Interest-bearing deposits | 83,139,000 | 83,033,000 | 80,738,000 | 79,255,000 |
| Noninterest-bearing deposits | 10,882,000 | 11,602,000 | 10,743,000 | 12,402,000 |
| Equity capital | 10,674,000 | 10,862,000 | 10,742,000 | 10,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,001,000 | 2,008,000 | 2,985,000 | 4,091,000 |
| Interest expense | 104,000 | 214,000 | 324,000 | 431,000 |
| Net interest income | 897,000 | 1,794,000 | 2,661,000 | 3,660,000 |
| Noninterest income | 63,000 | 80,000 | 151,000 | 190,000 |
| Noninterest expense | 828,000 | 1,690,000 | 2,648,000 | 3,581,000 |
| Provision for loan losses | 23,000 | 23,000 | 23,000 | 23,000 |
| Pretax income | 170,000 | 327,000 | 325,000 | 451,000 |
| Income tax | -1,426,000 | -1,367,000 | -1,368,000 | -1,287,000 |
| Net income | 1,596,000 | 1,694,000 | 1,693,000 | 1,738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,178,000 | 9,325,000 | 9,315,000 | 9,501,000 |
| Total capital | 10,030,000 | 10,174,000 | 10,136,000 | 10,262,000 |
| Risk-weighted assets | 67,152,000 | 67,021,000 | 64,798,000 | 60,398,000 |