Call reports 2013
ANCHOR BANK — 2013
What ANCHOR BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 106,467,000 | 101,429,000 | 99,359,000 | 103,385,000 |
| Total loans | 78,833,000 | 74,778,000 | 71,926,000 | 69,502,000 |
| Allowance for loan losses | 2,886,000 | 2,765,000 | 2,124,000 | 1,892,000 |
| Securities available for sale | 12,493,000 | 11,599,000 | 11,952,000 | 22,429,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,628,000 | 98,548,000 | 96,346,000 | 94,328,000 |
| Interest-bearing deposits | 94,573,000 | 88,491,000 | 86,459,000 | 84,858,000 |
| Noninterest-bearing deposits | 9,055,000 | 10,057,000 | 9,887,000 | 9,470,000 |
| Equity capital | 2,530,000 | 2,578,000 | 2,681,000 | 8,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,003,000 | 1,970,000 | 2,987,000 | 3,988,000 |
| Interest expense | 120,000 | 232,000 | 339,000 | 447,000 |
| Net interest income | 883,000 | 1,738,000 | 2,648,000 | 3,541,000 |
| Noninterest income | 6,000 | 147,000 | 182,000 | 211,000 |
| Noninterest expense | 863,000 | 1,777,000 | 2,683,000 | 3,557,000 |
| Provision for loan losses | 0 | 72,000 | 72,000 | 72,000 |
| Pretax income | 26,000 | 36,000 | 75,000 | 123,000 |
| Income tax | 0 | 0 | 0 | -300,000 |
| Net income | 26,000 | 36,000 | 75,000 | 423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,268,000 | 2,472,000 | 2,511,000 | 8,761,000 |
| Total capital | 3,252,000 | 3,422,000 | 3,419,000 | 9,624,000 |
| Risk-weighted assets | 76,855,000 | 74,154,000 | 71,409,000 | 67,955,000 |