Call reports 2012
ANCHOR BANK — 2012
What ANCHOR BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 125,315,000 | 116,341,000 | 110,452,000 | 106,978,000 |
| Total loans | 93,823,000 | 87,287,000 | 85,548,000 | 83,253,000 |
| Allowance for loan losses | 3,546,000 | 3,642,000 | 3,664,000 | 3,596,000 |
| Securities available for sale | 16,648,000 | 15,850,000 | 15,002,000 | 13,363,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,658,000 | 113,187,000 | 107,205,000 | 104,272,000 |
| Interest-bearing deposits | 107,013,000 | 100,573,000 | 95,351,000 | 92,910,000 |
| Noninterest-bearing deposits | 14,645,000 | 12,614,000 | 11,854,000 | 11,362,000 |
| Equity capital | 3,021,000 | 2,829,000 | 2,900,000 | 2,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,283,000 | 2,336,000 | 3,440,000 | 4,510,000 |
| Interest expense | 169,000 | 320,000 | 458,000 | 589,000 |
| Net interest income | 1,114,000 | 2,016,000 | 2,982,000 | 3,921,000 |
| Noninterest income | 17,000 | 12,000 | -23,000 | -97,000 |
| Noninterest expense | 1,227,000 | 2,155,000 | 3,065,000 | 3,902,000 |
| Provision for loan losses | 2,115,000 | 2,265,000 | 2,265,000 | 3,039,000 |
| Pretax income | -2,211,000 | -2,392,000 | -2,371,000 | -3,117,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -2,211,000 | -2,392,000 | -2,371,000 | -3,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,648,000 | 2,467,000 | 2,488,000 | 2,101,000 |
| Total capital | 3,809,000 | 3,554,000 | 3,562,000 | 3,142,000 |
| Risk-weighted assets | 90,464,000 | 84,407,000 | 83,367,000 | 80,711,000 |