Call reports 2010
ANCHOR BANK — 2010
What ANCHOR BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 180,197,000 | 176,891,000 | 171,552,000 | 157,306,000 |
| Total loans | 124,446,000 | 123,426,000 | 123,985,000 | 121,622,000 |
| Allowance for loan losses | 2,817,000 | 2,921,000 | 5,206,000 | 6,707,000 |
| Securities available for sale | 4,618,000 | 19,208,000 | 18,065,000 | 16,930,000 |
| Securities held to maturity | 17,438,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,372,000 | 164,295,000 | 162,200,000 | 150,274,000 |
| Interest-bearing deposits | 160,901,000 | 155,105,000 | 151,274,000 | 141,327,000 |
| Noninterest-bearing deposits | 7,471,000 | 9,190,000 | 10,926,000 | 8,947,000 |
| Equity capital | 11,330,000 | 12,082,000 | 8,860,000 | 6,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,098,000 | 3,980,000 | 5,687,000 | 7,320,000 |
| Interest expense | 517,000 | 1,001,000 | 1,417,000 | 1,763,000 |
| Net interest income | 1,581,000 | 2,979,000 | 4,270,000 | 5,557,000 |
| Noninterest income | -16,000 | -243,000 | -306,000 | -445,000 |
| Noninterest expense | 1,109,000 | 2,164,000 | 3,233,000 | 4,341,000 |
| Provision for loan losses | 267,000 | 537,000 | 3,772,000 | 6,109,000 |
| Pretax income | 189,000 | 303,000 | -2,494,000 | -4,791,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 189,000 | 303,000 | -2,494,000 | -4,791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,320,000 | 11,443,000 | 8,650,000 | 6,358,000 |
| Total capital | 12,861,000 | 12,967,000 | 10,171,000 | 7,836,000 |
| Risk-weighted assets | 122,010,000 | 120,519,000 | 118,003,000 | 112,998,000 |