Call reports 2009
ANCHOR BANK — 2009
What ANCHOR BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 156,228,000 | 159,690,000 | 162,187,000 | 165,889,000 |
| Total loans | 122,914,000 | 127,308,000 | 125,101,000 | 123,668,000 |
| Allowance for loan losses | 2,945,000 | 4,301,000 | 3,391,000 | 2,773,000 |
| Securities available for sale | 320,000 | 321,000 | 311,000 | 2,810,000 |
| Securities held to maturity | 20,571,000 | 21,224,000 | 20,077,000 | 19,025,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,416,000 | 143,600,000 | 147,140,000 | 154,285,000 |
| Interest-bearing deposits | 131,771,000 | 138,044,000 | 141,429,000 | 149,003,000 |
| Noninterest-bearing deposits | 6,645,000 | 5,556,000 | 5,711,000 | 5,282,000 |
| Equity capital | 17,392,000 | 15,559,000 | 14,522,000 | 11,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,960,000 | 3,952,000 | 5,892,000 | 7,827,000 |
| Interest expense | 876,000 | 1,667,000 | 2,393,000 | 3,009,000 |
| Net interest income | 1,084,000 | 2,285,000 | 3,499,000 | 4,818,000 |
| Noninterest income | -173,000 | -144,000 | -115,000 | -153,000 |
| Noninterest expense | 930,000 | 1,998,000 | 3,003,000 | 4,071,000 |
| Provision for loan losses | 783,000 | 2,788,000 | 4,071,000 | 7,690,000 |
| Pretax income | -802,000 | -2,645,000 | -3,690,000 | -7,096,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -802,000 | -2,645,000 | -3,690,000 | -7,096,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,394,000 | 15,559,000 | 14,521,000 | 11,124,000 |
| Total capital | 18,951,000 | 17,166,000 | 16,066,000 | 12,664,000 |
| Risk-weighted assets | 123,165,000 | 125,831,000 | 121,741,000 | 121,935,000 |