Call reports 2008
ANCHOR BANK — 2008
What ANCHOR BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 130,636,000 | 143,293,000 | 145,434,000 | 150,701,000 |
| Total loans | 103,655,000 | 114,062,000 | 115,440,000 | 116,969,000 |
| Allowance for loan losses | 1,589,000 | 2,211,000 | 1,536,000 | 2,202,000 |
| Securities available for sale | 473,000 | 416,000 | 364,000 | 319,000 |
| Securities held to maturity | 16,287,000 | 17,894,000 | 16,992,000 | 20,525,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,732,000 | 124,979,000 | 127,005,000 | 132,125,000 |
| Interest-bearing deposits | 104,482,000 | 117,474,000 | 119,925,000 | 125,783,000 |
| Noninterest-bearing deposits | 7,250,000 | 7,505,000 | 7,080,000 | 6,342,000 |
| Equity capital | 18,490,000 | 17,935,000 | 17,989,000 | 18,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,073,000 | 4,081,000 | 6,205,000 | 8,306,000 |
| Interest expense | 1,001,000 | 1,977,000 | 2,975,000 | 3,976,000 |
| Net interest income | 1,072,000 | 2,104,000 | 3,230,000 | 4,330,000 |
| Noninterest income | 25,000 | 52,000 | 77,000 | 109,000 |
| Noninterest expense | 974,000 | 1,967,000 | 3,075,000 | 4,043,000 |
| Provision for loan losses | 65,000 | 687,000 | 717,000 | 1,692,000 |
| Pretax income | 58,000 | -498,000 | -485,000 | -1,296,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 58,000 | -498,000 | -485,000 | -1,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,495,000 | 17,940,000 | 17,991,000 | 18,188,000 |
| Total capital | 19,810,000 | 19,387,000 | 19,457,000 | 19,652,000 |
| Risk-weighted assets | 104,911,000 | 114,965,000 | 117,244,000 | 116,378,000 |