Call reports 2007
ANCHOR BANK — 2007
What ANCHOR BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 102,097,000 | 104,424,000 | 113,823,000 | 120,765,000 |
| Total loans | 63,926,000 | 76,753,000 | 85,474,000 | 94,861,000 |
| Allowance for loan losses | 904,000 | 1,158,000 | 1,264,000 | 1,524,000 |
| Securities available for sale | 752,000 | 650,000 | 582,000 | 539,000 |
| Securities held to maturity | 13,089,000 | 15,530,000 | 17,140,000 | 16,248,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,263,000 | 85,496,000 | 94,645,000 | 101,562,000 |
| Interest-bearing deposits | 73,952,000 | 77,700,000 | 88,518,000 | 95,441,000 |
| Noninterest-bearing deposits | 9,311,000 | 7,796,000 | 6,127,000 | 6,121,000 |
| Equity capital | 18,646,000 | 18,710,000 | 18,870,000 | 18,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,683,000 | 3,655,000 | 5,748,000 | 7,845,000 |
| Interest expense | 786,000 | 1,710,000 | 2,743,000 | 3,791,000 |
| Net interest income | 897,000 | 1,945,000 | 3,005,000 | 4,054,000 |
| Noninterest income | 13,000 | 25,000 | 43,000 | 65,000 |
| Noninterest expense | 621,000 | 1,355,000 | 2,173,000 | 3,016,000 |
| Provision for loan losses | 96,000 | 350,000 | 456,000 | 716,000 |
| Pretax income | 193,000 | 265,000 | 419,000 | 387,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 193,000 | 265,000 | 419,000 | 387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,644,000 | 18,716,000 | 18,870,000 | 18,838,000 |
| Total capital | 19,548,000 | 19,788,000 | 20,011,000 | 20,065,000 |
| Risk-weighted assets | 74,703,000 | 85,686,000 | 91,130,000 | 97,902,000 |