Call reports 2006
ANCHOR BANK — 2006
What ANCHOR BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 56,504,000 | 69,345,000 | 80,872,000 | 82,898,000 |
| Total loans | 38,226,000 | 49,305,000 | 51,511,000 | 58,908,000 |
| Allowance for loan losses | 539,000 | 679,000 | 709,000 | 808,000 |
| Securities available for sale | 1,083,000 | 973,000 | 870,000 | 786,000 |
| Securities held to maturity | 4,631,000 | 6,239,000 | 9,934,000 | 12,480,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,335,000 | 51,172,000 | 62,433,000 | 64,254,000 |
| Interest-bearing deposits | 34,391,000 | 45,561,000 | 56,726,000 | 58,373,000 |
| Noninterest-bearing deposits | 3,944,000 | 5,611,000 | 5,707,000 | 5,881,000 |
| Equity capital | 18,088,000 | 18,076,000 | 18,300,000 | 18,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 868,000 | 1,991,000 | 3,394,000 | 4,947,000 |
| Interest expense | 249,000 | 616,000 | 1,159,000 | 1,833,000 |
| Net interest income | 619,000 | 1,375,000 | 2,235,000 | 3,114,000 |
| Noninterest income | 8,000 | 29,000 | 38,000 | 51,000 |
| Noninterest expense | 650,000 | 1,293,000 | 1,916,000 | 2,567,000 |
| Provision for loan losses | 99,000 | 239,000 | 269,000 | 368,000 |
| Pretax income | -122,000 | -128,000 | 88,000 | 230,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -122,000 | -128,000 | 88,000 | 230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,099,000 | 18,093,000 | 18,309,000 | 18,451,000 |
| Total capital | 18,638,000 | 18,772,000 | 19,018,000 | 19,259,000 |
| Risk-weighted assets | 44,958,000 | 56,049,000 | 59,865,000 | 67,872,000 |