Call reports 2005
ANCHOR BANK — 2005
What ANCHOR BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 21,823,000 | 28,441,000 | 41,261,000 | 45,863,000 |
| Total loans | 1,648,000 | 13,028,000 | 22,546,000 | 31,134,000 |
| Allowance for loan losses | 16,000 | 131,000 | 283,000 | 440,000 |
| Securities available for sale | 0 | 1,259,000 | 1,175,000 | 1,116,000 |
| Securities held to maturity | 0 | 3,345,000 | 3,241,000 | 3,924,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,592,000 | 9,700,000 | 22,792,000 | 27,571,000 |
| Interest-bearing deposits | 2,157,000 | 8,307,000 | 19,734,000 | 23,766,000 |
| Noninterest-bearing deposits | 435,000 | 1,393,000 | 3,058,000 | 3,805,000 |
| Equity capital | 19,174,000 | 18,706,000 | 18,405,000 | 18,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 103,000 | 355,000 | 830,000 | 1,526,000 |
| Interest expense | 11,000 | 49,000 | 129,000 | 304,000 |
| Net interest income | 92,000 | 306,000 | 701,000 | 1,222,000 |
| Noninterest income | 0 | 2,000 | 7,000 | 13,000 |
| Noninterest expense | 353,000 | 929,000 | 1,467,000 | 2,025,000 |
| Provision for loan losses | 16,000 | 131,000 | 283,000 | 440,000 |
| Pretax income | -277,000 | -752,000 | -1,042,000 | -1,230,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -277,000 | -752,000 | -1,042,000 | -1,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,174,000 | 18,700,000 | 18,409,000 | 18,221,000 |
| Total capital | 19,190,000 | 18,831,000 | 18,692,000 | 18,661,000 |
| Risk-weighted assets | 6,574,000 | 16,911,000 | 29,960,000 | 37,150,000 |