Call reports 2025
WOODTRUST BANK — 2025
What WOODTRUST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 665,042,000 | 651,588,000 | 724,379,000 | 662,605,000 |
| Total loans | 373,871,000 | 380,315,000 | 399,878,000 | 400,230,000 |
| Allowance for loan losses | 6,553,000 | 6,698,000 | 6,915,000 | 7,084,000 |
| Securities available for sale | 126,043,000 | 128,322,000 | 125,285,000 | 121,441,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 545,610,000 | 542,836,000 | 579,112,000 | 571,220,000 |
| Interest-bearing deposits | 441,315,000 | 426,648,000 | 415,296,000 | 449,390,000 |
| Noninterest-bearing deposits | 104,295,000 | 116,188,000 | 163,816,000 | 121,830,000 |
| Equity capital | 63,817,000 | 67,557,000 | 71,564,000 | 60,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,690,000 | 15,533,000 | 23,553,000 | 31,440,000 |
| Interest expense | 1,718,000 | 3,411,000 | 5,164,000 | 6,614,000 |
| Net interest income | 5,972,000 | 12,122,000 | 18,389,000 | 24,826,000 |
| Noninterest income | 5,057,000 | 9,865,000 | 14,971,000 | 20,982,000 |
| Noninterest expense | 4,204,000 | 8,406,000 | 12,813,000 | 17,563,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 2,600,000 |
| Pretax income | 6,675,000 | 13,287,000 | 20,103,000 | 25,653,000 |
| Income tax | 213,000 | 426,000 | 638,000 | 980,000 |
| Net income | 6,462,000 | 12,861,000 | 19,465,000 | 24,673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,101,000 | 72,450,000 | 75,668,000 | 64,344,000 |