Call reports 2024
WOODTRUST BANK — 2024
What WOODTRUST BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 637,587,000 | 611,204,000 | 658,507,000 | 677,302,000 |
| Total loans | 362,193,000 | 361,424,000 | 359,798,000 | 351,657,000 |
| Allowance for loan losses | 5,893,000 | 6,043,000 | 6,253,000 | 6,403,000 |
| Securities available for sale | 98,979,000 | 109,797,000 | 118,324,000 | 120,286,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 536,853,000 | 533,108,000 | 549,519,000 | 556,032,000 |
| Interest-bearing deposits | 410,226,000 | 420,363,000 | 436,610,000 | 444,945,000 |
| Noninterest-bearing deposits | 126,627,000 | 112,745,000 | 112,909,000 | 111,087,000 |
| Equity capital | 60,107,000 | 62,758,000 | 68,519,000 | 56,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,796,000 | 15,635,000 | 23,781,000 | 31,559,000 |
| Interest expense | 2,140,000 | 4,296,000 | 6,518,000 | 8,390,000 |
| Net interest income | 5,656,000 | 11,339,000 | 17,263,000 | 23,169,000 |
| Noninterest income | 4,392,000 | 9,006,000 | 13,739,000 | 18,670,000 |
| Noninterest expense | 4,118,000 | 8,121,000 | 12,147,000 | 16,516,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 5,780,000 | 11,936,000 | 18,417,000 | 24,735,000 |
| Income tax | 166,000 | 372,000 | 657,000 | 872,000 |
| Net income | 5,614,000 | 11,564,000 | 17,760,000 | 23,863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,188,000 | 70,089,000 | 72,898,000 | 62,639,000 |