Call reports 2023
WOODTRUST BANK — 2023
What WOODTRUST BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 615,987,000 | 630,053,000 | 599,236,000 | 637,110,000 |
| Total loans | 360,841,000 | 373,347,000 | 362,902,000 | 355,064,000 |
| Allowance for loan losses | 5,684,000 | 5,759,000 | 5,834,000 | 5,742,000 |
| Securities available for sale | 124,734,000 | 116,289,000 | 111,522,000 | 81,106,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 506,879,000 | 524,784,000 | 506,952,000 | 551,102,000 |
| Interest-bearing deposits | 385,580,000 | 398,486,000 | 394,735,000 | 430,766,000 |
| Noninterest-bearing deposits | 121,299,000 | 126,298,000 | 112,217,000 | 120,336,000 |
| Equity capital | 55,087,000 | 55,243,000 | 54,562,000 | 55,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,238,000 | 12,963,000 | 19,843,000 | 27,050,000 |
| Interest expense | 1,478,000 | 3,243,000 | 5,176,000 | 7,102,000 |
| Net interest income | 4,760,000 | 9,720,000 | 14,667,000 | 19,948,000 |
| Noninterest income | 4,077,000 | 8,208,000 | 12,397,000 | 16,597,000 |
| Noninterest expense | 3,599,000 | 7,322,000 | 10,983,000 | 14,840,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 5,163,000 | 10,414,000 | 15,817,000 | 20,175,000 |
| Income tax | 331,000 | 660,000 | 880,000 | 590,000 |
| Net income | 4,832,000 | 9,754,000 | 14,937,000 | 19,585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,776,000 | 63,972,000 | 65,090,000 | 61,574,000 |