Call reports 2022
WOODTRUST BANK — 2022
What WOODTRUST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 606,305,000 | 649,801,000 | 593,478,000 | 644,096,000 |
| Total loans | 340,047,000 | 352,411,000 | 346,480,000 | 348,924,000 |
| Allowance for loan losses | 5,334,000 | 5,459,000 | 5,534,000 | 5,609,000 |
| Securities available for sale | 162,952,000 | 166,214,000 | 178,330,000 | 120,752,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 510,848,000 | 546,214,000 | 499,682,000 | 528,574,000 |
| Interest-bearing deposits | 385,450,000 | 407,806,000 | 360,881,000 | 392,698,000 |
| Noninterest-bearing deposits | 125,398,000 | 138,408,000 | 138,801,000 | 135,876,000 |
| Equity capital | 51,512,000 | 47,637,000 | 44,436,000 | 51,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,798,000 | 8,195,000 | 13,255,000 | 19,238,000 |
| Interest expense | 62,000 | 126,000 | 508,000 | 1,642,000 |
| Net interest income | 3,736,000 | 8,069,000 | 12,747,000 | 17,596,000 |
| Noninterest income | 4,081,000 | 8,107,000 | 12,107,000 | 16,289,000 |
| Noninterest expense | 3,514,000 | 7,020,000 | 10,442,000 | 14,031,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 4,228,000 | 9,006,000 | 14,187,000 | 15,081,000 |
| Income tax | 300,000 | 600,000 | 901,000 | 954,000 |
| Net income | 3,928,000 | 8,406,000 | 13,286,000 | 14,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,243,000 | 57,928,000 | 59,285,000 | 60,451,000 |