Call reports 2021
WOODTRUST BANK — 2021
What WOODTRUST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 569,485,000 | 576,522,000 | 603,334,000 | 573,805,000 |
| Total loans | 293,558,000 | 300,729,000 | 326,055,000 | 332,460,000 |
| Allowance for loan losses | 5,031,000 | 5,106,000 | 5,181,000 | 5,256,000 |
| Securities available for sale | 130,621,000 | 127,260,000 | 121,275,000 | 141,005,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 491,918,000 | 484,120,000 | 484,375,000 | 458,112,000 |
| Interest-bearing deposits | 378,329,000 | 367,927,000 | 363,839,000 | 330,750,000 |
| Noninterest-bearing deposits | 113,589,000 | 116,193,000 | 120,536,000 | 127,362,000 |
| Equity capital | 53,289,000 | 56,639,000 | 57,852,000 | 53,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,421,000 | 6,716,000 | 10,127,000 | 13,626,000 |
| Interest expense | 62,000 | 125,000 | 190,000 | 254,000 |
| Net interest income | 3,359,000 | 6,591,000 | 9,937,000 | 13,372,000 |
| Noninterest income | 4,477,000 | 8,885,000 | 12,968,000 | 17,139,000 |
| Noninterest expense | 3,221,000 | 6,507,000 | 9,691,000 | 13,166,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 4,541,000 | 8,965,000 | 13,167,000 | 17,293,000 |
| Income tax | 300,000 | 600,000 | 900,000 | 1,213,000 |
| Net income | 4,241,000 | 8,365,000 | 12,267,000 | 16,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,458,000 | 54,228,000 | 56,097,000 | 53,316,000 |