Call reports 2020
WOODTRUST BANK — 2020
What WOODTRUST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 453,525,000 | 524,423,000 | 522,939,000 | 510,145,000 |
| Total loans | 268,807,000 | 296,409,000 | 299,492,000 | 307,854,000 |
| Allowance for loan losses | 4,548,000 | 5,618,000 | 5,693,000 | 4,956,000 |
| Securities available for sale | 104,649,000 | 107,364,000 | 117,319,000 | 119,069,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 370,383,000 | 426,025,000 | 439,495,000 | 437,935,000 |
| Interest-bearing deposits | 290,895,000 | 319,314,000 | 318,111,000 | 319,574,000 |
| Noninterest-bearing deposits | 79,488,000 | 106,711,000 | 121,384,000 | 118,361,000 |
| Equity capital | 47,549,000 | 52,205,000 | 53,958,000 | 50,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,731,000 | 7,271,000 | 10,770,000 | 14,247,000 |
| Interest expense | 183,000 | 250,000 | 316,000 | 380,000 |
| Net interest income | 3,548,000 | 7,021,000 | 10,454,000 | 13,867,000 |
| Noninterest income | 3,249,000 | 8,069,000 | 11,835,000 | 15,850,000 |
| Noninterest expense | 3,004,000 | 5,871,000 | 8,893,000 | 12,683,000 |
| Provision for loan losses | 75,000 | 1,150,000 | 1,225,000 | 800,000 |
| Pretax income | 3,895,000 | 8,246,000 | 12,380,000 | 16,469,000 |
| Income tax | 285,000 | 570,000 | 901,000 | 926,000 |
| Net income | 3,610,000 | 7,676,000 | 11,479,000 | 15,543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,441,000 | 48,321,000 | 50,228,000 | 47,217,000 |