Call reports 2019
WOODTRUST BANK — 2019
What WOODTRUST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 403,056,000 | 395,939,000 | 417,951,000 | 441,172,000 |
| Total loans | 266,668,000 | 266,605,000 | 273,448,000 | 270,633,000 |
| Allowance for loan losses | 4,002,000 | 4,087,000 | 4,298,000 | 4,473,000 |
| Securities available for sale | 90,645,000 | 92,486,000 | 87,973,000 | 100,463,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,672,000 | 332,793,000 | 343,235,000 | 359,982,000 |
| Interest-bearing deposits | 264,858,000 | 259,462,000 | 263,195,000 | 261,808,000 |
| Noninterest-bearing deposits | 67,814,000 | 73,331,000 | 80,040,000 | 98,174,000 |
| Equity capital | 44,444,000 | 47,577,000 | 49,394,000 | 43,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,044,000 | 7,988,000 | 12,061,000 | 15,927,000 |
| Interest expense | 382,000 | 779,000 | 1,160,000 | 1,424,000 |
| Net interest income | 3,662,000 | 7,209,000 | 10,901,000 | 14,503,000 |
| Noninterest income | 2,925,000 | 6,064,000 | 9,280,000 | 13,783,000 |
| Noninterest expense | 2,892,000 | 5,732,000 | 8,548,000 | 12,456,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 400,000 |
| Pretax income | 3,526,000 | 7,306,000 | 11,323,000 | 15,345,000 |
| Income tax | 93,000 | 537,000 | 846,000 | 1,220,000 |
| Net income | 3,433,000 | 6,769,000 | 10,477,000 | 14,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,194,000 | 45,905,000 | 47,445,000 | 41,832,000 |
| Total capital | 48,196,000 | 49,992,000 | 51,719,000 | 46,243,000 |
| Risk-weighted assets | 341,811,000 | 335,150,000 | 341,865,000 | 352,781,000 |