Call reports 2018
WOODTRUST BANK — 2018
What WOODTRUST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 388,680,000 | 393,480,000 | 393,879,000 | 420,967,000 |
| Total loans | 228,258,000 | 237,001,000 | 240,989,000 | 257,426,000 |
| Allowance for loan losses | 3,632,000 | 3,707,000 | 3,927,000 | 3,927,000 |
| Securities available for sale | 123,503,000 | 115,200,000 | 112,748,000 | 101,251,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,242,000 | 326,850,000 | 332,048,000 | 347,649,000 |
| Interest-bearing deposits | 253,428,000 | 257,035,000 | 251,625,000 | 264,765,000 |
| Noninterest-bearing deposits | 59,814,000 | 69,815,000 | 80,423,000 | 82,884,000 |
| Equity capital | 38,613,000 | 39,809,000 | 41,680,000 | 39,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,297,000 | 6,683,000 | 10,269,000 | 14,066,000 |
| Interest expense | 158,000 | 355,000 | 577,000 | 858,000 |
| Net interest income | 3,139,000 | 6,328,000 | 9,692,000 | 13,208,000 |
| Noninterest income | 2,928,000 | 5,896,000 | 8,762,000 | 11,786,000 |
| Noninterest expense | 2,769,000 | 5,567,000 | 8,342,000 | 11,477,000 |
| Provision for loan losses | 75,000 | 150,000 | 175,000 | 175,000 |
| Pretax income | 3,223,000 | 6,369,000 | 9,653,000 | 12,501,000 |
| Income tax | 10,000 | 19,000 | 29,000 | 45,000 |
| Net income | 3,213,000 | 6,350,000 | 9,624,000 | 12,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,349,000 | 41,995,000 | 43,915,000 | 40,762,000 |
| Total capital | 43,981,000 | 45,702,000 | 47,842,000 | 44,689,000 |
| Risk-weighted assets | 317,793,000 | 316,816,000 | 321,719,000 | 336,210,000 |