Call reports 2016
WOODTRUST BANK — 2016
What WOODTRUST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 354,915,000 | 374,798,000 | 374,921,000 | 403,503,000 |
| Total loans | 211,299,000 | 215,782,000 | 220,496,000 | 216,816,000 |
| Allowance for loan losses | 3,177,000 | 3,256,000 | 2,722,000 | 3,027,000 |
| Securities available for sale | 114,252,000 | 101,588,000 | 108,052,000 | 103,638,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,931,000 | 298,947,000 | 302,768,000 | 328,296,000 |
| Interest-bearing deposits | 228,558,000 | 233,041,000 | 238,494,000 | 261,203,000 |
| Noninterest-bearing deposits | 58,373,000 | 65,906,000 | 64,274,000 | 67,093,000 |
| Equity capital | 36,820,000 | 38,603,000 | 38,143,000 | 33,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,849,000 | 5,669,000 | 8,546,000 | 11,757,000 |
| Interest expense | 68,000 | 133,000 | 201,000 | 270,000 |
| Net interest income | 2,781,000 | 5,536,000 | 8,345,000 | 11,487,000 |
| Noninterest income | 2,724,000 | 5,413,000 | 8,103,000 | 11,023,000 |
| Noninterest expense | 2,689,000 | 5,355,000 | 7,936,000 | 10,877,000 |
| Provision for loan losses | 75,000 | 150,000 | 2,119,000 | 2,419,000 |
| Pretax income | 2,745,000 | 5,483,000 | 6,432,000 | 9,253,000 |
| Income tax | 6,000 | 20,000 | 31,000 | 43,000 |
| Net income | 2,739,000 | 5,463,000 | 6,401,000 | 9,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,080,000 | 36,313,000 | 35,896,000 | 33,804,000 |
| Total capital | 38,257,000 | 39,569,000 | 38,618,000 | 36,831,000 |
| Risk-weighted assets | 294,162,000 | 295,342,000 | 298,838,000 | 292,720,000 |