Call reports 2015
WOODTRUST BANK — 2015
What WOODTRUST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 384,434,000 | 370,851,000 | 363,566,000 | 377,682,000 |
| Total loans | 197,518,000 | 197,990,000 | 207,386,000 | 210,991,000 |
| Allowance for loan losses | 3,136,000 | 3,216,000 | 3,295,000 | 3,099,000 |
| Securities available for sale | 137,900,000 | 121,915,000 | 117,160,000 | 111,390,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,845,000 | 300,005,000 | 290,959,000 | 307,887,000 |
| Interest-bearing deposits | 243,189,000 | 235,170,000 | 225,684,000 | 239,304,000 |
| Noninterest-bearing deposits | 62,656,000 | 64,835,000 | 65,275,000 | 68,583,000 |
| Equity capital | 35,873,000 | 36,350,000 | 37,911,000 | 32,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,720,000 | 5,502,000 | 8,277,000 | 11,129,000 |
| Interest expense | 73,000 | 144,000 | 214,000 | 284,000 |
| Net interest income | 2,647,000 | 5,358,000 | 8,063,000 | 10,845,000 |
| Noninterest income | 2,457,000 | 5,162,000 | 7,805,000 | 10,446,000 |
| Noninterest expense | 2,572,000 | 5,097,000 | 7,767,000 | 10,517,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 50,000 |
| Pretax income | 2,514,000 | 5,434,000 | 8,037,000 | 10,761,000 |
| Income tax | 7,000 | 14,000 | 19,000 | 39,000 |
| Net income | 2,507,000 | 5,420,000 | 8,018,000 | 10,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,018,000 | 35,575,000 | 36,818,000 | 32,341,000 |
| Total capital | 36,250,000 | 38,791,000 | 40,113,000 | 35,440,000 |
| Risk-weighted assets | 306,325,000 | 296,192,000 | 285,521,000 | 292,212,000 |